Take an example. We can see that the same company that offers very good economic conditions and raw water damage for new insurance, may be one of the worst conditions that provide for ancient communities.
To reach a correct decision, it is advisable to make an objective study or a good comparative insurance community. This requires knowing what limits, exclusions and conditions have coverage. Of course, you also have to know the exclusions well. For this work, the best advice is to use the services of an insurance broker (or insurance broker).
This guarantee, in many cases, is the most decisive, but it is always advisable to know the other insurance coverage’s community to decide what is best for our building insurance.
You must know prices and conditions of your insurance community.